Even if you do have a contract and also do not have a negative registration, a no-fuss mini-loan can be interesting. For example, if you want to borrow 1000 euros, it is not possible to take out a personal loan. A personal loan can only be taken out from 2500 euros. So if you want to take out a loan under 2500 euros, you have to look for an alternative.
- A mini-loan is available from 100 euros up to 1500 euros. If you want to borrow more than 1500 euros, you can choose to take out several mini-loans.
- On average, a mini-loan is applied for within 5 minutes. This shows that it is a hassle-free loan, you are not asked for all kinds of papers. Within about 10 minutes you will receive an offer from the lender by email. When you return the signed offer, it will be reviewed within 24 hours.
First time loan
The first time you apply for a no-fuss mini-loan, in Germany you can borrow up to 600 euros. If you pay it off within the time limit, you can borrow up to 1500 euros the next time. You will not be asked for additional paperwork or documents the first time either.
If you have applied for a mini-loan before, then it will definitely be borrowing money without hassle. For customers who have already taken out a mini-loan, an even faster service applies. You can then apply for the money in as little as 2 minutes.
Minilending without hassle application
A mini-loan can be applied for in 4 steps.
- Step 1
Select the amount you want to borrow.
This is an amount between 100 and 1500 euros.
- Step 2
Upload your ID card or passport.
Make sure you include the front and back.
- Step 3
Fill in your personal data.
- Step 4
Verify your bank account.
Minilending repayment without hassle
You repay the mini-loan within your chosen term of 30, 45 or 62 days. A loan of up to 1000 euros is repaid within 45 days. A loan of up to 1500 euros must be repaid within 62 days.
You can also repay the mini-loan earlier. Please note that you then have to repay the full loan amount. You will therefore pay interest on the amount as if you had the flash credit at your disposal for the entire term.
Not repaying on time
Are you unable to repay the loan on time? Then contact the lender immediately. An arrangement can be made about the repayment and the mini-loan will be extended, as it were. If you do not contact them, extra costs will be added to the loan.